See if you qualify for a dro

See what debt solutions are available to you:

  Write off unaffordable debt
  Reduce & consolidate debts
  Freeze interest and charges
  Legal protection against creditors
Disclaimer: May not be suitable in all circumstances. Your credit rating may be affected. For guidance only. Fees apply. Results are not definitive advice. Financial information entered must be accurate and would require verification. Other factors influence your most suitable debt solution.

Eligibility Check

Money Helper is an important service set up by the government. They provided free debt counselling, debt adjustment and credit information. Money Helper is part of the Money & Pensions Service. We are not affiliated with Money Helper in any way

Debt Relief Order

A DRO could help you by suspending any payments and writing off the debts after 12 months. A DRO is a much viable option to bankruptcy if you qualify.

To be eligible for a DRO you need to meet the following criteria:

  • You need to reside in England. Wales or Northern Ireland, or have done business in one of these countries in the last three years
  • Your debts add up to less than £30,000 (£20,000 in Northern Ireland)
  • You’re not a homeowner
  • Your assets are worth less than £2,000 – though you can own a vehicle worth up to £2,000 (assets less than £1,000 and vehicle worth up to £1,000 in Northern Irelend)
  • You have less than £75 a month left over (£50 for Northern Ireland) after you’ve paid all of your living costs.

3 Benefits of DRO

Debts included in the DRO will be written off within 12 months

No repayments will be made as long as your circumstances don’t change

Creditor contact will stop once the DRO is in place

Considerations of a Debt Relief Order

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Once your DRO is in place, you are bound by formal insolvency proceedings and your credit rating will be affected .
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Your details will be recorded on the Insolvency Register, which is a public register.
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If your circumstances change within the 12 months your DRO could be revoked.

DEAL WITH YOUR DEBT TODAY TO SECURE A BRIGHTER FUTURE FOR YOU AND YOUR FAMILY

Answer a few quick questions

Use our easy online questionnaire to start your journey and see how we can help. Once complete a friendly member of our team will be in touch to discuss your situation.

Speak to a debt specialist

Book a telephone consultation today – You can speak to a specialist immediately. Alternatively, if you are not ready to talk to someone use our unique contact-free fact-find service.

Choose your plan

Once we’ve assessed your personal circumstances you are free to choose the best option for you. This is 100% confidential and with no obligation to choose any of the solutions we discuss.